01
Document intake
Bank statements, payslips and financials parsed into structured data, with every figure linked back to its page.
Where AI earns its keep in lending.
Applications arrive as document packs and leave as decisions. Most of the hours in between go to reading, re-typing and cross-checking. That's the part software should carry.
Workflows
What we'd build first.
02
Affordability and risk signals
Ratios computed the same way every time, with flags for concentration, returned debits and irregular income.
03
Credit memo drafts
A first-draft summary an analyst edits instead of writes, with citations on every claim.
04
Claims triage
Incoming claims sorted, summarised and routed, so assessors start with the full picture.
The pilot metric
Analyst minutes per application, from upload to a reviewable file.
Measured before the Pilot Sprint starts, and again when it ends.
Built with care
Credit decisions stay with people. Systems are built as decision-support under the NCA and POPIA, with an audit trail on every output.
From PXL Labs
PrototypeMako: AI-assisted credit analysis for SME lenders. Documents in, traceable credit summary out.
How we work
Small steps, real numbers.
Every engagement starts small enough to prove itself. Scale it only if the number moves.
01 · 30 min, free
Scope
A call to find the one workflow worth fixing first, and the number that says it worked.
02 · 2–4 weeks
Pilot Sprint
One workflow, one metric, fixed scope. You see the number move before anything scales.
03 · Scoped
Build
The platform or system, built properly: tested, reviewed, documented, handed over.
04 · Optional retainer
Run
Monitoring, improvements and new workflows, month to month.
Have a workflow that should run itself?
Tell us what's eating your team's week. We'll tell you, honestly, whether software can fix it.